Let's chat: 306-262-1969
TMG The Mortgage Group
Denise Chan B.Comm., B.A.
I'll sweat the details so you don't have to.
Over 18 years of experience in mortgage lending and underwriting. I have worked for a credit union (9 years) & chartered bank (2 years). For the past 5 years, I am among the top 20% of mortgage professionals with TMG Canada. I hold a Bachelor of Commerce degree, graduating with distinction in Accounting & Bachelor of Arts and Science, graduating with Honors in Sociology. I'm committed to providing you with exceptional customer service. With access to over 30 lenders, I will negotiate a competitive interest rate for you. But most importantly, making the process simple and straightforward. Owning a home is one of life's most important investments, I want to help you qualify for a mortgage that is right for you and your family. Your mortgage experience should be as comfortable as possible. I'm independent, my advice is truly unbiased, and my service is absolutely free.
Pre - Approval
Documents required - recent job letter and paystub; 2 years T4 or Notice of Assessments. Contact me to review your income documents.
Down Payment
The requirement is to have a minimum down payment of 5%. Contact me to discuss your sources of down payment.
Credit Score
If your credit score is over 600, you may qualify for a mortgage with "A" lender. Contact me today so I help you get the best mortgage rates. If your credit score is below 600, let's chat about other solutions that may be available.
Let's get started!
Purchase, Refinancing, or Renewals
Today's Rates
5 year variable closed: Prime minus 1% = 2.95% ** some conditions apply ** Subject to change **
How Much Can You Afford?
Use this mortgage calculator to help you figure things out
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